Effective Date: June 5, 2025
At Empower Lending, we value your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
1. Information We Collect
Personal Information:
- Name, address, phone number, email address
- Social Security number, date of birth, government-issued ID
- Employment, income, and financial account details
- Property and loan information
Automatically Collected Information:
- IP address, device and browser type, pages visited, time spent on site
- Cookies and similar technologies (see Section 6)
Third-Party Information:
- Credit reports and scores
- Public records
- Information from partners or service providers
2. How We Use Your Information
- Process loan applications and deliver related services
- Communicate with you about your loan or inquiries
- Verify your identity and prevent fraud
- Improve our website and customer experience
- Send marketing materials (with opt-out options)
- Comply with legal and regulatory requirements
3. Sharing Your Information
- Lenders, investors, and mortgage partners
- Service providers (e.g., credit reporting agencies, IT vendors)
- Government agencies or regulators, as required by law
- Our affiliates or successors in the event of a business merger or sale
We do not sell your personal information to third parties.
4. Your Choices and Rights
- Access, correct, or delete your personal information
- Opt out of receiving marketing emails
- Request information on how your data is used and shared
To exercise any of these rights, contact us at: Ananiya@empowerlending.com
5. Cookies and Tracking
We use cookies and similar tools to improve your browsing experience and analyze site usage.
You can manage or disable cookies through your browser settings. However, some features may not function properly without cookies.
6. How We Protect Your Information
We use industry-standard physical, technical, and administrative safeguards to protect your data, including encryption, secure servers, and access controls.
Despite these measures, no method of transmission or storage is 100% secure.
7. Third-Party Links
Our website may include links to third-party websites not controlled by us. We are not responsible for the privacy practices of these sites. Please review their privacy policies before providing any personal information.
8. Children’s Privacy
Our services are not intended for children under the age of 13, and we do not knowingly collect personal information from them.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with a new effective date. Continued use of our website after updates constitutes your acceptance of the revised policy.
10. Contact Us
Empower Lending LLC
8729 S Vandiver, About, CO, 80016
Phone: 720-937-1578
Email: Ananiya@empowerlending.com